Blog Archives - Josie Sarullo

Types of Credit – 10% This 10% of your score is made up of criteria where almost nobody has a correct idea on what to do. If you have ever heard those incorrect statements such as: You should have at least three credit cards. American Express is a great revolving account. Or my favorite, you

When is the best time to buy real estate?

September 7, 2020

Blog, News, Uncategorized

As the old saying goes…. The Best time to buy real estate was 20 years ago, the next Best time to buy real estate is today. A house just recently closed at 1.45 million and owners purchased the homw in 2001 for 445,000. There you go. Million dollar equity in nine years. If you are

TAX BREAK… vacation your home without reporting the income

August 18, 2020

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According to IRS rules, you can vacation rental your property for 14 days or less without reporting the income. This TAX BREAK is sometimes called the “Masters exemption” since the homeowners close to the Augusta National Golf Club can earn as much as $20,000 renting out their homes during the annual tournament without having to

How Important is Credit Repair…

June 2, 2020

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You Can’t Afford Credit Repair? Then I Promise You, You Can’t Afford Not To Do Credit Repair! For a long time now we have been learning a lot about how the credit score is calculated, but we need to stop messing around and get serious. Let’s take a look at this scenario; my network systems

Basic Economics ? or Not!

May 9, 2020

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Why are Sales UP, Listings UP and Values UP? Basic Supply and Demand are in play. While the stock market recovered significantly in March, the effects of COVID- 19 to the economy continue to build. In just the last four weeks, more than 20 million people filed initial unemployment claims according to the United States

Sales UP – New Listings UP – even Values have gone UP

May 7, 2020

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“FALL in LOVE” Mid-Century coolness meets BEACH HOUSE

November 20, 2019

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BE INSPIRED by this TRUE MID-CENTURY COOLNESS HOME SITUATED IN ONE OF SAN DIEGO’S DESIREABLE COASTAL COMMUNITIES. The GEM of the BLOCK needs a little love to become your Encinitas Single Level Beach House. Quiet location yet close to Downtown Encinitas & the Beach! Enjoy the proximity to the plentiful eateries, shops, bars, yoga studios,

What will it Cost Me for a Home Loan with these Low Interest Rates, by Brian the Home Loan Guy

September 21, 2019

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Wondering what is will cost for a home loan with low interest rates? One of our prefer lenders gave us a quick sample of what a mortgage could cost you for a $400,000 home loan. Please visit his website for complete details and a calculator to figure out your own purchase price. www.BrianTheHomeLoanGuy Just

SOLAR SCHOOL – NO COST CLASS – by SDGE in SEPT. 11th

August 31, 2019

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A BRIGHT IDEA: NO-COST CLASS ON SOLAR AND ENERGY SAVINGS FOR HOMEOWNERS Are you a homeowner interested in solar and ways to save on energy costs? Mark September 11 on your calendar and learn about solar and how to make your home more energy-efficient. SDG&E is hosting energy experts from the Center for Sustainable Energy

FAMILY & PETS SAFE DURING EMERGENCIES by SDGE

August 31, 2019

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KEEP YOUR FAMILY AND PETS SAFE DURING EMERGENCIES BY BEING PREPARED During an emergency, every second counts. Thoughtful planning can help keep you safe and reduce the stress of having to scramble for what you need most. Prepare an emergency kit to help safeguard yourself and your loved ones from unexpected emergencies like earthquakes, floods