For full article from Nerdwallet and their list of lenders that can assist you in these programs click below. https://www.nerdwallet.com/article/mortgages/california-first-time-home-buyer-programs Here’s a Summary: CONVENTIONAL LOANS – A conventional mortgage is a home loan that isn’t guaranteed or insured by the federal government. Conventional mortgages that conform to the requirements set forth by Fannie Mae and

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